You may have an Unfair Credit or Credit Card Agreement or a Payment Protection Insurance Policy. Consumer Credit Justice will undertake a full audit of your agreement and provide you with a legal opinion as to your chances of success should you wish to make a claim.
We charge a one off payment of £115 + Vat for this service.
Answer our quick question form below you may be entitled to make a claim
What will we do for you?
With your authority we will request from your lender all the necessary documentation, once recieved the documentation will be reviewed and audited by one of our panel of solicitors. You will then be provided with a report which will tell if your agreement is considered to be enforceable or unenforeable along with the chances of success if you wish to proceed with a claim to have the debt declared legally unenforceable. If you have payment protection insurance we will tell if we consider it to have been mis-sold to you which could result in you making a claim for all your payments to be paid back to you
If following an audit the legal opinion is your agreement does contravene the 1974 Consumer Credit Act you may not have to pay the outstanding balance.
Under the Consumer Credit Act 1974 any Credit Agreement MUST contain certain prescribed terms and conditions in order to make the agreement fair and legal.
Many Banks and Lenders have not complied with these regulations.
If your Credit Agreement does not comply with the requirements of the 1974 Consumer Credit Act it may be possible that the debt cannot be legally enforced and the consumer may seek a declaration of unenforceability from the lender.
This can potentially save you thousands of pounds.
This applies to agreements taken out prior to April 2007 which are for less than £25,000.
Consumer Credit Justice is regulated by the Ministry of Justice in respect of regulated claims management activities.
All our advertising, procedures and services are fully compliant with the Ministry of Justice guidelines and codes of conduct.
Consumer Credit Justice Limited is regulated by the Ministry of Justice in respect of regulated claims management activities. Our authorisation number is CMR20316 and our regi stration is recorded on the Ministry of Justice website www.claimsregulation.gov.uk. Consumer Credit Justice Limited is Registered in England No.06870309. Registered Office: 447 Chester Road, Old Trafford, Manchester M16 9HA. All rights reserved 2009. Registered with the Information Commissioners (Data Protection) Office - Registration Number Z1845885.
